Frequently Asked Questions 

To set up a self-managed super fund (SMSF) with us, simply complete our online application form. Once completed, we will prepare and send the establishment documents to you to digitally sign, register the special purpose company and apply for your SMSF ABN & TFN.

See below for a breakdown of the SMSF set-up steps with us:

Once you complete the online application and pay, we will process the SMSF setup in 1 business day. After that, the average time it takes to get your SMSF established is 1-3 weeks.

Please note this timeframe may vary depending on individual circumstances, ATO registration time, and the time it takes for your current super fund to process your super transfer to your SMSF.

There is no minimum super requirement to set up a self-managed super fund (SMSF).

However, running an SMSF comes with costs and responsibilities, so it’s important to ensure your fund is large enough to be cost-effective and that you’re confident in meeting your compliance obligations as a trustee.

Yes.

Just like all super funds, an SMSF may pay tax on income earned from its investments.

The good news? SMSFs can offer attractive tax advantages, including a concessional tax rate of up to 15% on investment income, and in some cases, zero tax in retirement phase.

Smart structuring and compliance can make your SMSF a powerful, tax-effective investment vehicle.

Want tailored guidance? Please book a free call with one of our SMSF specialists.

Not while it’s owned by your SMSF. SMSF rules don’t allow any trustee, member, or related party to live in or rent a property held by the fund, even after retirement.

However, if you wish to live in your SMSF property when you retire then the SMSF will need to sell you that property, as long as the rules governing SMSF property sales are adhered to. The property could also be paid out as a lump sum to yourself after retirement.

Always seek professional advice before making decisions, as these transactions must meet strict ATO compliance rules.

No.

We are not financial advisers and do not hold an Australian Financial Services Licence (AFSL), nor are we authorised representatives of an AFSL holder.

Our role is to provide expert guidance on the taxation and compliance aspects of self-managed super funds (SMSFs), based on the relevant laws and regulations. We do not give advice or recommendations about buying, holding, or selling specific investments or superannuation products.

All information on this website is general in nature and provided purely for educational purposes. It should not be relied upon as financial product advice, and does not take into account your personal objectives, financial situation, or needs.

If you need advice tailored to your personal circumstances, we strongly recommend speaking with a licensed financial adviser before making any investment or superannuation decisions.

No, we are completely independent.

We believe SMSF property investors deserve unbiased advice and we do not accept commissions, referral fees, or incentives from property developers, mortgage brokers, or any third parties.

If for any reason, you decide to close your SMSF or switch to another SMSF administrator, we do not charge a wind down fee or a transfer of administration fee.

For more information, please book a call with one of our SMSF specialists.

No, you do not need to close your current super fund when setting up an SMSF. In some cases, it may be beneficial to keep it open — particularly if you have insurance policies attached to the fund that you wish to retain.

You also have the flexibility to transfer only a portion of your super into your SMSF. This allows you to explore the benefits of self-managed super while still maintaining your existing fund and its features.